We provide our clients with tailored, best-in-class financing solutions for acquisitions, refinance and repositioning of commercial, SFR and multifamily properties


We are dedicated to providing quick responses to time-sensitive deals.


We have the experience to guide you through every step of the loan process - all the way to the closing table. This personalized approach saves you time and money.


Not every project is cookie-cutter and fits a rigid matrix. We can create specialized solutions in a timely and creative manner that allow our clients to capitalize on opportunities.

Commercial Real Estate Loans

Commercial Mortgages

We originate and arrange competitive non-bank, private money loans and commercial mortgages for sponsors, developers and landlords.

Edgeworth Lending was formed in 2008 with a goal to bring institutional-quality execution and pricing to smaller commercial projects in secondary and tertiary markets.

We advocate for small balance commercial mortgages ($150k-$5MM) and provide concierge-level real estate capital services to our clients for cash out ReFi, acquisitions and property repositioning.

Over the last decade we have appreciated the opportunity to meet the capital services need of real estate entrepreneurs throughout Virginia (Lending Markets) and helping them prosper.

Lets Discuss Your Deal:

Click Here to Submit a Deal Scenario

Our Loan Programs

Commercial Loans

We originate and place competitive financing for sponsors, landlords and developers and can tailor a program based on the loan scenario and the risk. We address the small asset ($150k-$5MM) commercial investment, multifamily, and commercial owner-occupant segments.

Property Types

Single-Family (1-4)
Multi-Family  (5+)
Industrial/Flex; Automotive

Loan Types

Ground-up construction loans

SPEC HOME development (in-fill)

Renovation loans (including “pop-top” remodels in high value markets)

Multifamily (bridge; bridge to perm; perm)

Landlord Capital (long-term rental finance for single property, 5+ blanket loans, NO DSCR program)

Bridge and Long Term Funding

Competitive; based on capital markets
Interest-only on Bridge Loans

No-Income, No-Doc options available

Loan Amount
$150k to $5 MM
Up to 80% LTV
Up to 90% LTC

Why You Should Work With A

 Local Private Lender

  1. Our private lending and hard money loans are tailored to the profile of each real estate investor
  2. Knowledge of your geographic market is key to loan approval and local lenders advocate for smaller projects in secondary and tertiary markets
  3. We are fast and enable cash offers with minimal hassle. Ultimately, they streamline your real estate investing business, giving you a powerful tool to act on profit-making opportunities
  4. We enable investors to move on multiple deals at once, without the conventional loan quantity barriers – so you can scale your business
  5. We want to get to know you, your business model, your projects so we can develop a successful track record together. You get senior level, private client attention.
  • Edgeworth worked with us to map out a long-term funding structure so we can take advantage of opportunities in our market to build a rental portfolio.

    Robert G
    Commonwealth Partners IV
  • Edgeworth Lending worked side-by-side with us from deal assessment through exit with our residential rehab projects.

    Michael R
    Southwark LLC
All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use.