Our mix of individual and institutional private money provides us with a diverse and reliable base of capital to fund a wide range of projects.


We are dedicated to providing quick responses to time-sensitive loans, often with the ability to close in a couple of weeks.


We have the experience to guide you through every step of the loan process - all the way to the closing table. This personalized approach saves you time and money.


Not every project is cookie-cutter and fits a rigid matrix. We can create specialized solutions in a timely and creative manner that allow our clients to capitalize on opportunities.

Edgeworth Lending

Cultivating Strong Relationships with Virginia Real Estate Investors

We Help Make it Happen…More Deals, More Profitably

We originate and arrange competitive non-bank financing for builders, developers, rehabbers and landlords.

Edgeworth Lending was formed in 2008 by real estate investors for real estate investors with a goal to bring institutional-quality execution and pricing to smaller projects in secondary and tertiary markets.

We advocate for smaller assets ($150k-$5MM) and provide concierge-level real estate capital services to our clients.

Over the last decade we have appreciated the opportunity to meet the capital services need of real estate entrepreneurs throughout Virginia (Lending Markets) and helping them prosper.

Lets Discuss Your Deal:

Click Here to Submit a Deal Scenario

Our Loan Programs

Bridge Capital

We originate and arrange competitive bridge and bridge-to-perm financing for investors, builders, developers and rehabbers and can adapt a program based on the loan scenario and the risk. We address the small asset ($150k-$5MM) investment segment.

Property Types

Single-Family (1-4)
Multi-Family  (5+)

Loan Types

Ground-up construction loans

SPEC HOME development

Rehabilitation / renovation loans

Condominium conversion & development

Land development

Landlord Capital (long-term rental finance for single property, blanket loans, NO DSCR program)


Bridge Loan Criteria

6 – 18 Months (extensions 6 mos. available at market fees)

8% – 12%
Origination Fee
2 – 3 points
Loan Amount
$150k to $5 MM
Up to 75% LTV (higher with cross collateralization options)
Up to 90% LTC (higher with cross collateralization options)

Why You Should Work With A

 Local Private Lender

  1. Our private lending and hard money loans are tailored to the profile of each real estate investor
  2. Knowledge of your geographic market is key to loan approval and local lenders advocate for smaller projects in secondary and tertiary markets
  3. We are fast and enable cash offers with minimal hassle. Ultimately, they streamline your real estate investing business, giving you a powerful tool to act on profit-making opportunities
  4. We enable investors to move on multiple deals at once, without the conventional loan quantity barriers – so you can scale your business
  5. We want to get to know you, your business model, your projects so we can develop a successful track record together. You get senior level, private client attention.
  • Edgeworth Lending worked side-by-side with us from deal assessment through exit with our residential rehab projects.

    Michael R
    Southwark LLC
  • Edgeworth worked with us to map out a long-term funding structure so we can take advantage of opportunities in our market to build a rental portfolio.

    Robert G
    Commonwealth Partners IV
All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use.