Strategic

Our mix of individual and institutional private money provides us with a diverse and reliable base of capital to fund a wide range of projects.

Fast

We are dedicated to providing quick responses to time-sensitive loans, often with the ability to close in a couple of weeks.

Effective

We have the experience to guide you through every step of the loan process - all the way to the closing table. This personalized approach saves you time and money.

Flexible

Not every project is cookie-cutter and fits a rigid matrix. We can create specialized solutions in a timely and creative manner that allow our clients to capitalize on opportunities.

Edgeworth Lending

Cultivating Strong Relationships with Virginia Real Estate Investors

We Help Make it Happen…More Deals, More Profitably

We originate and arrange competitive non-bank financing for builders, developers, rehabbers and landlords.

Edgeworth Lending was formed in 2008 by real estate investors for real estate investors with a goal to bring institutional-quality execution and pricing to smaller projects in secondary and tertiary markets.

We advocate for smaller assets ($150k-$5MM) and provide concierge-level real estate capital services to our clients.

Over the last decade we have appreciated the opportunity to meet the capital services need of real estate entrepreneurs throughout Virginia (Lending Markets) and helping them prosper.

Lets Discuss Your Deal:

Click Here to Submit a Deal Scenario

Our Loan Programs

Bridge Capital

Bridge Capital

We provide real-estate collateral-based loans. We originate and arrange competitive financing for investors, builders, developers and rehabber and can adapt a program based on the loan scenario and the risk. We typically lend up to 70% LTV, and 85% LTC. We address the small asset ($500k-$5MM) investment segment.

Property Types

Property Types

Single-Family (1-4)
Multi-Family  (5+)
Retail
Mixed-Use
Self-Storage
Industrial/Flex
Land

Loan Types

Loan Types

Ground-up construction loans

SPEC HOME development

Rehabilitation / renovation loans

Condominium conversion & development

Land development

Landlord Capital (long-term rental finance for single property, blanket loans, NO DSCR program)

 

Loan Parameters

Bridge Loan Criteria

Term
6 – 18 Months (extensions 6 mos. available at market fees)

Rates
9% – 12%
Interest-only
Origination Fee
2 – 3 points
Loan Amount
$150k to $5 MM
LTV
Up to 70% LTV
LTC
Up to 85% LTC

Why You Should Work With A

 Local Private Lender

  1. Our private lending and hard money loans are tailored to the profile of each real estate investor
  2. Knowledge of your geographic market is key to loan approval and local lenders advocate for smaller projects in secondary and tertiary markets
  3. We are fast and enable cash offers with minimal hassle. Ultimately, they streamline your real estate investing business, giving you a powerful tool to act on profit-making opportunities
  4. We enable investors to move on multiple deals at once, without the conventional loan-quantity barriers – so you can scale your business
  5. We want to get to know you, your business model, your projects so we can develop a successful track record together. You get senior level, private client attention.

  • Edgeworth worked with us to map out a long-term funding structure so we can take advantage of opportunities in our market to build a rental portfolio.

    Robert G
    Commonwealth Partners IV

  • Edgeworth Lending worked side-by-side with us from deal assessment through exit with our residential rehab projects.

    Michael R
    Southwark LLC

Real Estate Investor – Blog

What Every Real Estate Investor Needs to Know about Liens
08 February, 2019
What is the BRRR Strategy (Buy, Renovate, Rent, Refinance) all About?
16 November, 2018
5 Common Mistakes with Fix and Flip Investing
08 November, 2018
Tips for Fix-and-Flip Investing
07 June, 2018
All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use.