Stated Income Commercial

Tax Returns are NOT required. Loans based on bank statements, a rent roll, and lease.

Multifamily Loans Beginning at $150k


We provide quick responses to time-sensitive deals. Helping you capitalize on opportunities.

Landlord Loans for B2R and BRRRR Investors.

High Certainty of Close

Let our experience to guide you through every step of the way - all the way to the closing table.

Stated Income Cash Out Commercial ReFi Loans

Get Funded

Not every project is cookie-cutter. We can create specialized solutions in a timely and creative manner.

Get Started with a Free, No Obligation Quote

Private Lender for Commercial Loans in Virginia

Small Balance Multifamily, Landlord Rentals & Commercial Cash Out Refinance

We offer competitive non-bank, private money commercial loans in Virginia for sponsors, landlords and business property owners.

Edgeworth Lending was formed in 2008 with a goal to bring institutional-quality execution and pricing to smaller commercial projects in smaller markets.

We advocate for small balance multifamily, landlord rentals and commercial cash-out refinance, providing concierge-level real estate capital services to our clients.


Private Commercial Loans in Virginia
Private Commercial Loans in Virginia

Ask an experienced, local private lender for help with your loan

Receive FREE advice from an experienced private lender.

Loans $150k and Up

Small Balance Commercial Loans

Flexible, easy-to-qualify financing for sponsors, landlords, business property owners can be tailored based on the loan scenario. We address the small asset ($150k-$5MM) commercial investment, multifamily, and  owner-user business real estate segments.

Multifamily Loans
Multifamily Commercial Loans in Virginia

Property Types

Single Family (1-4)
Multifamily  (5+)
Industrial/Flex; Automotive

Loan Types

Commercial Mortgage Cash Out Refinance

SPEC HOME development (in-fill)

Renovation loans (including “pop-top” remodels in high value markets)

Multifamily (bridge; bridge to perm; perm)

Landlord Capital (long-term rental finance for single property, 5+ blanket loans, NO DSCR program)

Short and Long Term Funding for real estate investors and business property owner users.

We offer flexible terms with both interest-only and long term amortized options with competitive rates based on the current capital market conditions.

We have special No Income Verification, No-Doc, Lite-Doc options available with no tax returns needed to qualify.

Our loan amounts begin at $175k. Most commercial lenders do not serve the smaller under $1M segment.

The Value of  Working With A Local Private Lender

Commercial Loans in Virginia
Fast, Easy to Qualify, No Income Check Commercial Loans in Virginia
  • Our private lending and hard money commercial loans in Virginia are tailored to the profile of each real estate investor and owner
  • Knowledge of your geographic market is key to loan approval and local lenders advocate for smaller projects in secondary and tertiary markets
  • We take the time to get to know you and your business model – providing senior-level attention.
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