HomeLandlord Loans

Landlord Loans

 

Long-Term Rental Loans

Our landlord loan program offers a 30 year term and rates starting at 5.99% to ensure that our clients have true long-term financing options.

Basic Loan Criteria

Term
30 Years

Loan Amount
$100k to $10MM

LTV

Purchase – Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance – Up to 75% of the As-Is Value
Cash-Out – Up to 70% of the As-Is Value

Property Types
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)

FICO
600 Minimum

Property Value
”As-Is” Appraised Value Must Be Greater Than $100k

Debt Service ratios
we use flexible, common sense underwriting